This made a lightbulb go off in my head that people should not only carry death insurance (what we currently refer to as “life insurance”) they might also carry a type of life or living insurance. The idea is that an individual establishes a policy that matures around the time they logically expect to die (and would have exhausted their retirement), let’s say 78 years. If the person lives to 78 years, they receive a payoff consistent with their premiums and have the opportunity to enjoy the reward (A person might collect less than 100% of their premium because they had a low chance of dying before 78). Of course, most people plan to live to 78; let’s say you set the policy to kick in if you live to 90 – the pay off could be much higher because the insurance firm has a much lower likelihood of actually having to pay up, so in theory, you could have a relatively inexpensive policy with a higher return in the eventuality you live longer than your bank account antipatd.

From a mental health perspective, this could improve the mental health and quality of life of older people who might receive a big payoff for living to centurian status. One of the greatest problems of the elderly is a sense of worthlessness and non-productivity, this type of policy would mean that simply being alive is reaching a goal.

I went on a field trip with the gifted class today and told a student about the idea. He was only slightly amused, and after thinking about it, he said, “I wonder if someone might make a living working for that insurance company to be sure there was a low collection rate.” As I sat stunned, I realize that it’s a distinct possibility in the world we live in.

Incoming search terms:

• chown life insurance policy

Now, I’m not breaking a sweat, but i am being seriously challenged and having a lot of fun doing it. i think that with enough practice, (fun practice) i will become good enough to break a serious sweat.

 I see several advantages to the game format of exercise:

 1. It’s a game, and I’m constantly encouraged to earn a higher score.

 2. It has interesting graphics.

 3. I’m staring at the tv, which is usually worthless.

 4. I don’t have to get dressed to exercise, and i’m not impressing anyone..

in all, i’ve found DDR great for exercise.. only time will tell if it’s effective!